Question : May I ask，if I would like open an online education company. My customer are all around the world. They may pay Japanese Yen，Chinese RMB，Euro or other currency. How I can turn these to USD？Should I apply something？May I ask，How？
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Answer : Dear Customer,When online it may looks seemingly smooth operations, it is actually through merchant process services platforms of several steps. Each country your service goes through, the collection of local currencies and transfer to your end account is a multi-step process. The merchant processing companies are the third party who collects from one party and pays to another. The payment process and the guarantee are done by these third party platforms. They accept and process multiple credit cards depending our choice and each payment method accepted will have different rates of charges. One credit card we determine to accept will charge us a fee of its own. These third party processor may also advise us what are some methods popular in a country. Generally speaking, all major credit cards all are internationally available for local customers to use.Usually, you pay a fee for the third party to collect money for you in local currency and send to your account in the U.S. in U.S. currency.A common merchant processor we are familiar with is PayPal which handles international payment process.Below are two website sample descriptions of the process and a review on who the top international merchant processors are. They are samples. One may not be the better than the other. They are not my recommendations, just samples for understanding. If you search online, international merchant payment or international merchant account or processor, you will get quite a lot of advertisements. You may want to search for their reviews or ask for referrals in addition to directly find their terms of fees and charges to you.https://www.flywire.com/resources/how-to-invoice-international-clientshttps://marketingland.com/top-10-payment-processing-companies-world-175913Please let me know if you need a follow-up to my last answer or if the response completed your question.Before you leave the session, I need your rating for my services which is done by you clicking on those stars which appear on your screen!Please don’t leave the session before providing your rating, because without a rating that would leave me not paid by JustAnswer for the work I performed for you. There is no additional charge to you for providing the rating.I will wait online for your response with your rating so that we can complete the session.Thank you for using JustAnswer.Regards,Fiona
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